Loan help, made human
Loan Helper Today publishes clear, independent guides on loans, personal finance, credit scores, and insurance — no jargon, no sales.
Four things worth understanding first
Know your loan
Understand how a loan works and what you'll repay before you commit — the basics, in plain terms.
Mind your money
Everyday budgeting and planning that keeps your finances on track over time.
Watch your score
Learn what a credit score is and the kinds of things that tend to shape it.
Cover the risks
Understand how insurance fits in, so the unexpected doesn't set you back.
We help with more
Everything we publish lives in one of these areas — pick where you'd like to start.
Latest guides
Fresh guidance across loans, personal finance, credit scores, and insurance.
Spot Loan
Loan scams often target people when they feel financially stressed. The offer may promise instant approval, guaranteed forgiveness…
Get Control Of Interest Rates In Two Simple Steps
Are you throwing a lot of money at your credit card debt, but aren’t seeing a difference? This…
Paying Off Your Student Loans Quickly
Student loans are a looming part of higher education that gives most prospective students a headache before they’ve…
The Risk of a 401(k) Loan
A 401(k) loan is an easy and cheap way to borrow, and although that may be enticing, it’s…
WellsFargo’s yourFirstMortgage Program
Wells Fargo is joining the other U.S. banks that now give low down mortgage payments, offering home loans…
Utility Companies May Offer Loans for Energy Upgrades
Alaskan utility customers may soon find a pleasant surprise in the form of loans. For energy efficient upgrades…
Reasons Why You Shouldn’t Use a Personal Loan for Credit Card Debt
There are two groups of people in the financial world: those who believe personal loans are a good…
Three Bad Reasons To Get A Personal Loan
Sure, there are lots of great reasons to get a personal loan – but what about those less-than-stellar…